X.            HEALTH AND WELFARE

A.            Engineers currently are under either the National Plan or the Union Pacific Hospital Association.   Engineers coming under a new CBA will have until January 1, 1999 to make an election as to keeping their old coverage or coming under the coverage of their new CBA.  Engineers who do not make an election will have been deemed to elect to retain their current coverage.  Engineers  hired after the date of implementation will be covered under the plan provided for in the surviving CBA.  Engineers electing to come under the coverage of the Union Pacific Hospital Association should contact that Association to insure that there is no gap in their coverage when they make the transition.

B.            If an engineer is covered under a group life and/or disability insurance policy provided for in his/her CBA and that CBA is not the surviving CBA, the Carrier shall continue the premium payments required at the time of implementation of this agreement for those engineers presently covered under those provisions for a period of time as provided for in the group policy agreement however it shall not be longer than six years.